Traveling to Australia—whether for tourism, work, or study—requires more than just a plane ticket and visa. Australia’s healthcare system is excellent, but for overseas visitors, out-of-pocket costs can be high without proper insurance. Having the right travel health insurance ensures you’re covered for unexpected medical expenses, emergencies, or delays.

This list includes trusted international insurers from Europe, Asia, and globally, offering comprehensive coverage for GP visits, hospitalization, repatriation, and more. These plans are suitable for Working Holiday Visa (WHV) holders, international students, digital nomads, and short-term travelers.

Note: Most of these insurance plans can be used at SkyArch Medical Clinic in Brisbane, a GP clinic popular with international patients. While SkyArch requires upfront payment, patients with valid travel or visitor health insurance (like those listed below) can claim reimbursements from their insurer afterward.

1. Chapka Assurances (France-based, EU travelers)

Best for: EU citizens, backpackers, WHV holders
Plan: Cap Working Holiday, Cap Adventure
Covers:

• Medical expenses & hospitalisation
• Repatriation
• Civil liability
• Travel issues (luggage, delays, etc.)
  Pros: No upfront payment at partner clinics, long-term coverage (12–24 months)
  Website: www.chapkadirect.com

2. Uni-Care (New Zealand-based)

Best for: Students, WHV holders, visitors from Asia/Europe
Plan: NZ Visitor, Inbound Australia
Covers:

• GP visits, hospitalisation
• Emergency evacuation
• Some pre-existing condition cover
  Pros: Accepted by many Australian visa processes
  Website: www.uni-care.org

3. World Nomads (Globally recognized)

Best for: Backpackers, digital nomads
Plan: Standard and Explorer
Covers:

• Emergency medical & dental
• Evacuation, repatriation
• Adventure sports (surfing, diving)
  Pros: Extendable during travel
  Website: www.worldnomads.com

4. SafetyWing (Norway/US-based)

Best for: Digital nomads, remote workers
Covers:

• Global medical coverage including Australia
• Hospitalisation, COVID-19, travel delays
  Website: www.safetywing.com

5. International SOS (Global)

Best for: Business travelers, expats, high-risk destinations
Plan: Travel Assistance and Health Insurance
Covers:

• 24/7 medical & security assistance
• Evacuation, hospital admission coordination
• Tailored coverage for corporates, NGOs, students
  Pros: Worldwide presence, high-level support
  Website: www.internationalsos.com

6. Erika Travel Insurance
Pros: Comprehensive Coverage: Includes trip cancellation, emergency medical expenses, lost luggage, and flight delays.
Website: https://www.erikainsurance.com/

7. Others etc

Available at SkyArch Medical Clinic Brisbane

SkyArch Medical Clinic, located in Brisbane, welcomes international patients.

While SkyArch does not directly bill insurers, we accept patients with most international health insurance plans. You’ll need to pay at the time of your appointment and submit a claim to your insurer for reimbursement. We will help give you the medical certificate for the the reimbursement.

To check if your policy is accepted or to book, visit skyarchmedicalclinic.com.au or call 07 3438 9835.